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Question:
#67203

How long before funds hit my account?In the app it’s says paid $1000 but isn’t in the account I provided.. wondering why and how long before it shows up

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Answer:
by American Web Loan Response #2009999

American Web Loan is in receipt of the review posted by Zailey requesting information regarding the timeframe to receive the loan proceeds. American Web Loan strives for the best in customer satisfaction and appreciates the opportunity to respond. While the review does not provide sufficient information to specifically address Zailey’s question, American Web Loan offer’s customers three (3) different options for funding: 1.Automatic Clearing House (“ACH”) Credit: customers typically receive the funds within one (1) to two (2) business days 2.Wire Transfer: customers typically receive the funds within one (1) business day 3.Check: customers should allow for seven (7) to ten (10) business days for delivery American Web Loan trusts that the information provided is helpful to address Zailey’s question. If there are additional questions or concerns, please contact American Web Loan directly at (877) 860-7171

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Question:
#51993

When will my deposit of in.

I’m still waiting on my loan to be put in my bank and it’s still not there and I’m getting a little upset

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Answer:
by By Admin on Behalf of the Company #1927089

American Web Loan is in receipt of the review filed by Timothy Combs regarding the deposit of the loan proceeds. Upon receipt of the review, American Web Loan completed a thorough review of the account. The records reflect that the loan proceeds were successfully issued via same day wire transfer on September 17, 2020. Please note that the receiving financial institution may have their own timeframe for crediting the funds to the bank account. American Web Loan attempted to contact Mr. Combs directly regarding his concerns, but was not successful. If Mr. Combs has not yet received the loan proceeds, we ask that he contact Customer Service directly at (877) 860-7171 so that we may research the matter further.

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Question:
#11387

Is this a "payday" loan?

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Answer:
by By Admin on Behalf of the Company #1543305

No, this is not a payday loan. AWL’s loans are installment loans with payments spread out over 6, 9 or 12 months. Installment loans have fixed payment amounts and number of payments. Payday loans, however, must be paid at one time in full on your next pay date.

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Question:
#11386

What's the catch?

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Answer:
by By Admin on Behalf of the Company #1543303

There’s no catch! If you are approved for a loan, then you will be asked to accept the terms and conditions by electronic signature before receiving any funds. In your loan agreement, you will find full disclosure of your finance charge and APR. We want our customers to know every detail about their loan before committing.

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Question:
#11385

What if I have bad or no credit?

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Answer:
by By Admin on Behalf of the Company #1543295

You may be able to qualify for a loan with American Web Loan with no credit or bad credit. Go to our website and fill out the online application form to see if you qualify.

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Question:
#11384

How long will it take to receive my funds?

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Answer:
by By Admin on Behalf of the Company #1543291

To ensure you receive your funds as soon as possible, we offer three delivery options after you have been approved:
• Wire Transfer: Same business day if the loan was finalized before 2:35 p.m. CST from Monday to Friday. Next business day if the loan was finalized after this time.
• Direct Deposit: May post same business day if the loan was finalized before 12:00 p.m. CST from Monday to Friday. Loans finalized after this time should post by the end of next business day.
• Paper Check: Paper checks usually arrive at the address provided within 7-10 business days.
For more information on receiving funds, please visit www.americanwebloan.com.

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Question:
#11383

Do I need to send you anything?

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Answer:
by By Admin on Behalf of the Company #1543290

Usually, you will not need to send us anything. Some customers, however, might need to send proof of income.

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Question:
#11382

What happens if I pay my loan early?

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Answer:
by By Admin on Behalf of the Company #1543289

You save money on interest! AWL never charges prepayment penalties, so paying off your loan early will save you money on interest. We always encourage customers to pay their loan off as quickly as possible.

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Question:
#11381

How much will the loan end up costing?

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Answer:
by By Admin on Behalf of the Company #1543288

Every loan differs in terms of cost. The finance charge depends on a few things, including your creditworthiness, our proprietary scoring method, the amount you borrowed, and the length of time your loan is outstanding. In your loan agreement, you will be able to find your finance charge and APR fully disclosed.

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Question:
#11380

How long do I have after receiving my loan to request a rescission?

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Answer:
by By Admin on Behalf of the Company #1543281

Requests for rescissions must be received by 5:00 PM CST by the second business day after the loan agreement date. If it’s after this time, you can pay the loan in full and only accrue interest for the days you had the loan.

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